The Individual Mandate in Health-Care Reform

Individual Mandate: A Background Report
[California Research Bureau]

Many recent health care reform proposals have included some form of “individual mandate” — a legal requirement that every citizen obtain adequate health insurance coverage. People who don’t receive coverage through their employer or some other group would be required to purchase their own individual coverage; failure to do so would result in fines or other penalties. This background report from the California Research Bureau looks at the pros and cons of the individual mandate — how many uninsured people would likely be covered, the costs of implementation, administration, and enforcement, and likelihood of compliance, based on similar policies in other areas (auto insurance, child support payments, immunizations).